Small business owners have been saying for years that they need health-care with lower costs. But  Obama and administration with Congress pushed through a law that will dramatically raise health-care costs and increase the overall cost of doing business.

What’s more, the federal mandate requiring that nearly all U.S. residents carry health insurance by 2014 seriously threatens our basic constitutional rights and individual freedoms.

Obamacare;…This law is going to strangle small business owners to death! According to the Congressional Budget Office (CBO), the overhaul will cost about $115 billion more than first projected, bringing the total to more than $1 trillion. Small businesses will also now have to deal with an onslaught of new taxes and burdensome paperwork.

The National Federation of Independent Business (NFIB), on behalf of small business owners nationwide, has joined the lawsuit with 20 plus states mounting a constitutional challenge to this devastating new health-care law.

There are Supporters that say small businesses will benefit through a small business tax credit provision. But the reality is that the tax credit is complex, very limited, is only available for a maximum of six years, and puts small business owners through a series of complicated “tests” to determine if they qualify and how much they will receive. Fewer than one-third of small businesses even pass the first three (of four) tests to qualify: have 25 employees or less, provide health insurance, and pay 50% of the cost of that insurance.

More importantly, since the tax credit is temporary, when it ends, small businesses will be left paying full price with permanent healthcare cost increases. There are also all sorts of new taxes, fees and mandates buried in this 2,000-page law.

One of these new taxes is a so-called health insurance fee. It’s a massive $8 billion tax (that escalates to $14.3 billion by 2018) on insurance companies based on their market share. This tax will be paid almost exclusively by small businesses and individuals because the law specifically excludes self-insured plans,( those plans that most big businesses and labor unions offer), from having to pay the tax.

Now you know that insurers aren’t simply going to absorb this new tax…No, it will be passed on to customers. Specifically, it will be passed on to the plans that 87% of small businesses and individuals buy. A study by the Federal Policy Group published last October found that the amount of taxes passed on to the typical family of four could be $500 or more per year.

If the news isn’t bad enough yet, the law also requires all businesses to issue IRS 1099 forms to document every business-to-business transaction of $600 or more. To someone who’s never run a business, this may sound like nothing. But the paperwork and red -tape is far from nothing. And it’s all so Congress can raise $17 billion in added tax revenues and fees from this new mandate. This is chicken feed compared to the trillions in debt that have been added the past 12 months…

The burden of raising that expected revenue falls again on the backs of small business owners who already suffer under unmanageable federal paperwork burdens. What’s worse, this new reporting requirement has absolutely nothing to do with health-care reform. It was included to help pay for the nearly trillion-dollar price tag of the bill. Why should small business owners have to pay for a bill that causes them so much harm? They shouldn’t, which is why NFIB is fighting against this law in court.

The health-care law is unconstitutional. The centerpiece of this law is an individual mandate requiring virtually all Americans to purchase health insurance or pay a fine. We strongly believe that the Commerce Clause of the Constitution does not give Congress the power to force individuals to purchase a private product or face a fine. Requiring individuals to purchase something simply because they are alive is unprecedented. The military draft is the only exception to this, and Congress’s authority to enact the draft is provided for in the Constitution, unlike this mandate.

The individual mandate imposes unique burdens on those small business people who are sole proprietors and the least able to afford it. These independent men and women rarely can afford to distinguish between their own “personal” resources and those of their business. The mandate will now force them to spend money on insurance they may not want, rather than using those funds to run and grow their businesses.

If this law is not overturned, then all citizens should be prepared for the long arm of the federal government to reach even further into how we choose to live our lives, spend our money and pursue our own definitions of happiness.

Health-care reform is too important to be based on an unconstitutional mandate. Small businesses need the judicial system—if necessary, the U.S. Supreme Court—to overturn this law to protect them from having to pay for a statute that causes them more harm than good and ultimately infringes on all Americans’ personal freedoms.